This is an important part of the funeral plan review as you will certainly want to be clear about what services you are paying for:
The crucial part of the funeral plans review which explains which services are guaranteed and more importantly which are not:
Safehands funeral plans guarantee that the funeral directors services included in each of the plans are guaranteed. This means that the 4 traditional Safe Hands funeral plans guarantee to include the funeral directors help and guidance with the documentation, services on the day, a coffin, hearse and depending on the level of service chosen, a limousine for the family.
Please note that the Direct Cremation Funeral Plan does not include a funeral service of any sort.
Service Not Guaranteed
The Pearl, Sapphire and Ruby Plans all include a contribution of £1,200 for third party cremation fees which increases annually inline with CPI. These fees currently include the cremation fees, the minister’s fees and *doctor’s charges for producing a second death certificate – a contribution means these funeral services are not guaranteed so there could be more for your family to pay when the time comes – it all depends on costs in your area and how they rise.
The Topaz Plan does not include any contribution for 3rd party costs, so this will need to be paid for at the time of need.
(*When the proposed change in law takes place to remove the need for a second death certificate for cremation funerals, these additional doctor’s fees will not be required).