A prepaid funeral plan allows you to pre-pay for your funeral costs in advance and specify your final wishes, protecting your family from the financial and emotional stress when the time comes.
Here are some of the key factors you should consider:
– whether you want peace of mind of guaranteeing that your family will have nothing more to pay when the time comes.
– cremation costs vary by region and so where you live could have an impact on the overall cost of your funeral
– your age: the younger you are the more likely that funeral inflation will increase funeral costs over time
Research carried out by Sun Life shows the average cost of a funeral in the UK to be £3,590 and this figure does not include flowers, memorials, wakes, notices or probate fees. Funeral costs are rising every year, why not use our calculator to see the impact inflation could have on future prices.
Yes, all plan providers offer national coverage so it doesn’t matter where you live.
Yes, although please be aware this will pay out on only one death, leaving the other person with no plan. You will need to take out 2 plans to ensure that you are both protected.
You will be asked whether you wish to nominate a Funeral Director, but don’t worry, you do not have to choose one as the plan provider will do this for you.
All funeral plans are flexible and portable, which means that where ever you live, you can choose a funeral director that accepts the provider’s plan close to you.
Yes, you may wish to add your “wishes” to the plan so that your next of kin knows what you want when the time comes, for example, music, hymns, reception or you can fully bespoke a plan.
All the major funeral plan providers including Dignity, Golden Charter, Safe Hands, Golden Leaves AgeUK, and some some lesser known local providers
Yes, as recommended by the government’s Money Advice Service you should always seek a plan provider that is a member of the Funeral Planning Authority (FPA).
Yes you can buy a funeral plan for someone else. You will be able to specify when applying for the plan and that you are the representative. As the plan purchaser, all correspondence will be sent directly to you if you wish.
No you don’t. Your application will be accepted regardless of your state of health.
For most plans and providers, provided you are over the age of 18 you will be eligible, although some funeral directors may wish to charge more for the plan – please speak to us and we can advise you.
Yes, you can choose to either have a religious funeral with a minister or a non religious funeral, known as a humanist funeral service.
If you would like the humanist service you may wish to specify this in your “special requirements or expression of wishes form” that can be held with your plan provider so when the time comes your family will be aware of your wishes.
Yes, we can arrange this for you.
The costs will depend on your requirements, as some people will just require an eco-friendly coffin through to a fully carbon neutral service.
Some plan providers offer an expat repartriation service..apply for more info
Ring for an initial consultation, Receive a brochure or make a Home Visit appointment
Call: 0800 368 9770
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