Recent research has shown that the cost of death is soaring, with funerals becoming more expensive than ever before. It is estimated that an average funeral now costs £4,000 and reports suggest that this is largely down to the increase in basic charges being made by local councils, which have risen by as much as 30% across the UK. It has been suggested that councils are increasing their charges as part of a strategy to recoup money following years of cuts to their budgets. In addition, some funeral director fees are rising above the rate of inflation.  This combination could result in families struggling to pay for the type of funeral they want to provide for a loved one. Typically half of burial costs go towards a coffin, a gravedigger and buying the lease for a plot, while a third of a cremation bill goes on the use of a crematorium and the service itself. The report also highlights that burial costs vary significantly depending on where you live in the UK. Fermanagh and Omagh in Northern Ireland is the cheapest place to be buried in the UK, with only a £255 fee to pay.  However, people who die in South West London pay around 18 times that at £4,561. “Funeral costs in some parts of the country have risen steeply over the last decade, despite many funeral directors trying their best to keep their costs in line with inflation. The reality is that many families may struggle to afford funeral they want for their loved one if they have not planned in advance. At Funeral Plans4u, we can cover funeral costs up front, before cash assets in an estate are realised. We recover these costs back from the estate at a later date, so the family doesn’t need to worry about funding it themselves. We believe that it is our duty to help families through this difficult time period by making the process as painless as possible, which in turn can help them to move on.” Contact 0800 368 9770